MCA FORM 1: GENERAL TERMS AND CONDITIONS (Page 1 of 3)

Mountain Climbing Adventures (“MCA”) reserves the right to deny program admission and participation to any individual. Upon formal admission by MCA to a program, each applicant will be deemed a Participant of the program subject to all of the following terms and conditions:

MCA DISCRETION
• MCA requires Participants to be prepared physically, technically and psychologically for all programs and MCA reserves the right to dismiss a Participant from a program at any time based on any factors that MCA discovers.
• Participants must supply MCA true, complete and accurate information on the Participant Information form (including the information concerning training and prior mountaineering experience), Participant Medical Information Form, Physician’s Certificate, and in any other written or oral communications.
• MCA reserves the right to dismiss any Participant or send any Participant down to lower altitude at any time if, in the sole judgment of MCA, it is in the best interest of that Participant or any other person.
• MCA reserves the right to change, alter or cancel the itinerary as, in MCA’S sole discretion, MCA finds necessary for the proper and safe conduct of the program.
• Participants acknowledge that MCA program plans are necessarily subject to change based on a number of factors, including but not limited to foreign governments, weather, terrain, currency fluctuations, changes in costs, and many other factors, and that MCA has complete discretion to effect any change of plans to accommodate any of these or other factors, including but not limited to increases in program fees, changes to the program schedule or itinerary, and changes to any means of conveyance, when deemed necessary or advisable, without notice and without allowance of refund and with the liability for any increased program fees, if any, to be born by each participant.

PROGRAM FEES AND PAYMENTS
• Registration for MCA programs requires a minimum application fee.
• The balance of program fees will generally be due 90 days prior to the starting date of the program.
• For certain MCA programs including Himalayan expeditions and treks, special application fees and payment schedules may apply as included within the relevant MCA Application Package.
• Payments made by wire transfer to MCA require inclusion of an additional $15.00 wire transfer fee.
• It is the participant’s responsibility to adhere to the fee payment schedule. Participants may not receive additional notice of payment due dates from MCA.
• The Participant’s cancelled checks will serve as the receipt and verification of payments.
• Late payments will result in cancellation of program reservations and forfeiture of all fees paid.

REFUND POLICY
• All application and program fee payments from Participants are non-refundable and non-transferable.
• The MCA Form 5: Physician’s Certificate must be returned to the MCA office no later than 30 days prior to the program starting date, however no application or program fees will be refunded if a Participant’s physician fails to approve participation after a Participant is admitted to a program.
• Participants agree that beginning on the first date of the program itinerary, there will be no refunds of program fees for any reason whatsoever.

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